Monthly Archives: August 2013

mPOS: Transforming In-Store Commerce

If you lack familiarity with the payments space then you might describe ‘mobile pay’ as simply paying for a latte at Starbucks with your smartphone. In reality, mobile has a far greater reach in payments, from purchasing movie tickets on … Continue reading

Posted in Payments, Retail | 1 Comment

Mobilizing the Branch Experience

With the doors opening to the digital world, a lot is being asked of banks in a short period of time. Most large banks have been agile in responding to technology-driven requests, pumping big money into online and mobile. Remote … Continue reading

Posted in Banking | Leave a comment

State of the Mobile Payments Playing Field – Leaders and Laggards

It pains me to say that 2013 will likely go down as an underachieving year for mobile payments in the U.S. Visionaries that anticipated physical wallet extinction have been disappointed by the fragmented efforts to connect consumers and merchants via … Continue reading

Posted in Payments | 2 Comments

Business Analysis: GoBank

Banking is no longer just about making loans and selling investment products, according to GoBank, whose strategy revolves around technology-driven deposit taking. The online bank is among the growing number of pseudo-banks that aim to reduce hidden fees and provide … Continue reading

Posted in Banking, Operational Analysis, PFM | Leave a comment

Fundamental Smartphone Features Likely to Play a Role in Payments

Those of us who have owned a smartphone for five-plus years have probably begun to take some of its features for granted (which has made breaking your smartphone that much more of a traumatic experience). With instant access to web … Continue reading

Posted in Payments | Leave a comment

Mobile in Retail and Dining: Marketing and Loyalty Opportunities

Shopping with a mobile device helps remind us why iPhones and Android-powered devices are termed smartphones. Loaded with digital receipting capabilities, location-based features and social media outlets, the smartphone is the perfect tool to help customers engage with retailers and … Continue reading

Posted in Food & Dining, Payments | Leave a comment