Monthly Archives: December 2016

How Banks Can Remain Relevant in the Mobile Wallet Race

A once-fragmented mobile wallet ecosystem has evolved into a spectrum of definitive players that intend to be the consumer’s go-to payment method in physical stores, a space loosely defined as “proximity payments”. The evolution of this space has raised a … Continue reading

Posted in Payments, Retail | Leave a comment

An Effective Means for Controlling Short-Term Finances

It seems that personal financial management (PFM) has finally captured the attention of big banks, evidenced by Bank of America’s recently-announced plan for the delivery of PFM features for its native mobile banking app. But amidst a series of developments … Continue reading

Posted in Banking | Leave a comment

The Digital Receipt as a Gateway for Customer Acquisition

In 2014, I wrote about the potential for using digital receipts to expedite loyalty program enrollment. My viewpoint has been that the real-time push notification, leveraged in the context of everyday retail purchases, is a powerful tool for merchants, consumers … Continue reading

Posted in Big Data, Payments, PFM, Retail, Uncategorized | Leave a comment