Twitter Updates
- RT @cgledhill: Venmo is testing its own physical debit card recode.net/2017/6/23/1586… #fintech https://t.co/Vp3iKUc8Iy 46 minutes ago
- Won the Miami #fintech innovation jam in March. RT @adamnanjee: In-app payment messaging startup PayKey raises $6m finextra.com/newsarticle/30… 17 hours ago
- Consumers tend to manage their personal health and financial lives in fascinatingly similar ways: michaeldavidsen.wordpress.com/2017/06/21/the… #PFM 23 hours ago
- It's too easy for #consumers to stop investing in their bodies or savings, and allow daily noise to get in the way. michaeldavidsen.wordpress.com/2017/06/21/the… 2 days ago
- Yes RT @payments_source: Amazon's big moves have placed lots of pressure on banks' merchant strategy. trib.al/jI81ocP 2 days ago
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Category Archives: PFM
The Mirroring Worlds of Personal Health and Finance
As humans, we consume. Our bodies were built to consume so that we can remain alive. We consume a Potbelly sandwich for lunch so that we have energy to make conscious decisions and perform at a high level at work. … Continue reading
Posted in Big Data, Finance, Food & Dining, Health, PFM
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Evaluating the Top Mobile Apps for Personal Finance
Digital disruption is real, as Blockbuster, Borders and taxi companies will tell you. As digital permeates Financial Services, banks are continually pressured to function as technology companies and offer rich mobile packages – packages that have already evolved tremendously from … Continue reading
Posted in Banking, PFM
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Introducing Differentiated Product Offerings in Banking
Fitbit did it with fitness challenges. Snapchat is doing it with lenses and geofilters. Uber will do it with Trip Experiences. This critical component of the customer experience is engagement. After providing customers with a good deal on your product … Continue reading
Posted in Banking, Digital Marketing, Payments, PFM, Retail
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Pondering “Foursquare Banking” by American Express
In an earlier post, I proposed that banks could enhance transaction account products by partnering with fintechs or other technology companies that have a competitive advantage in delivering rich, consumer-centric experiences through digital channels. By integrating the solutions of a non-bank … Continue reading
Posted in Banking, Big Data, Digital Marketing, Payments, PFM, Retail, Social Media
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Reimagining the Transaction Account
The lines between consumer and financial worlds have drawn closer over time. This began several decades ago with mass adoption of credit cards, as banks got their first glimpse into daily consumer activity and habitual spending. Uber, Disney Magic Bands … Continue reading
Avoiding Commoditization in a Democratized Retail Banking Space
A branding crisis is looming in the Financial Services industry. Its subtle beginning came with Mint and PayPal but became much more apparent with Apple Pay in 2014. New entrants in Financial Services – both smaller fintechs and larger technology … Continue reading
Posted in Banking, Big Data, Payments, PFM
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Using Facebook Bots to Route Insights Back to the Customer
As millennials begin to make up a larger proportion of the consumer base, there will be heightened expectations on businesses to inform their customers of relevant information in real-time using the mobile channel. One way that many providers have responded … Continue reading
Posted in Banking, Big Data, Payments, PFM, Social Media
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